| If your credit report shows a history of problems you may require the services of a professional
credit counselor. Remember, theres no such thing as a quick fix to complex credit problems
and repairing them may take some time.
Reputable credit counseling services will work with you to build a strategy for reviving your
credit, dealing with your creditors and sometimes even lowering your interest rates.Once
youve completed a debt repayment program, your credit counseling service will provide you
with letters of support, which can help in the application process.
To get more information about your options, call the National Foundation for Consumer
Credit at 1-800-388-2227.
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