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Cleaning Up Your Bad Credit


Is your credit history less than perfect? If so, you‘ll want to spend some
time cleaning up your credit report before you apply for a home loan.
Learn About Fixing Your Credit
Ordering your online credit report gives you a complete look at your credit history. Minor errors can often be fixed by sending a letter to the appropriate parties. More serious reporting errors may require a little more time and effort, but the results are well worth it.

If your credit report shows a history of problems you may require the services of a professional credit counselor. Remember, there’s no such thing as a ‘quick fix’ to complex credit problems and repairing them may take some time.

Reputable credit counseling services will work with you to build a strategy for reviving your credit, dealing with your creditors and sometimes even lowering your interest rates.Once you’ve completed a debt repayment program, your credit counseling service will provide you with letters of support, which can help in the application process.

To get more information about your options, call the National Foundation for Consumer Credit at 1-800-388-2227.




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